The bank reported standalone net profit of Rs 5,806.14 crore for the quarter ended June 30, 2025 as compared to Rs 6034.64 crore in the same period last year, registering a year-on-yearÿdeclineÿof 3.79 per cent.

Interest income of the bank rose by 3.34 per cent at Rs 31063.51 crore for the quarter ended June 30, 2025 as against Rs 30060.73 crore in the corresponding period last year.

During the April-June quarter, total income rose moderately by 6.91 per cent to Rs 38,321.57 crore from Rs 35,844.22 crore in the year ago period.

Meanwhile, operating expenses increased by 4.15 per cent to Rs 26,806.41 crore from Rs 25,737.98 crore in the same period last year.

Operating profit surged 13.94 per cent to Rs 11,515.16 crore from Rs. 10,106.24 crore.

Provisions and Contingencies surged by 93.58 per cent at Rs 3,947.66 crore from Rs 2,039.28 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 0.83 per cent at Rs 13,559.75 crore versus Rs 13,448.23 crore in the year ago period. Non-interest income rose 25.50 per cent year-on-year to Rs 7,258.06 crore.

On the asset side, gross non- performing assets (NPAs)ÿroseÿto 1.57 per cent of the gross advances as at the end of June 30, 2025 from a level of 1.54 per cent year earlier. Its net NPAs or bad loans tooÿincreasedÿto 0.45 per cent of net advances on June 30, 2025 from 0.34 per cent a year ago.