The bank reported standalone net profit of Rs 3,253.33 crore for the quarter ended September 30, 2025 as compared to Rs 3343.72 crore in the same period last year, registering a year-on-yearÿdeclineÿof 2.70 per cent.

Interest income of the bank rose by 3.28 per cent at Rs 13649.41 crore for the quarter ended September 30, 2025 as against Rs 13216.27 crore in the corresponding period last year.

During the July-September quarter, total income rose marginally by 2.13 per cent to Rs 16,238.59 crore from Rs 15,900.46 crore in the year ago period.

Meanwhile, operating expenses increased by 1.57 per cent to Rs 10,970.32 crore from Rs 10,801.21 crore in the same period last year.

Operating profit surged 3.31 per cent to Rs 5,268.27 crore from Rs. 5,099.25 crore.

Provisions and Contingencies surged by 43.46 per cent at Rs 947.42 crore from Rs 660.39 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 4.15 per cent at Rs 7,310.74 crore versus Rs 7,019.61 crore in the year ago period. Non-interest income dipped 3.54 per cent year-on-year to Rs 2,589.18 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.39 per cent of the gross advances as at the end of September 30, 2025 from a level of 1.49 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.32 per cent of net advances on September 30, 2025 from 0.43 per cent a year ago.