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( As on 30/04/2026 18:30)

Central Bank Q4 net profit down 29.91% at Rs 724.43 cr

The bank reported standalone net profit of Rs 724.43 crore for the quarter ended March 31, 2026 as compared to Rs 1033.55 crore in the same period last year, registering a year-on-yearÿdeclineÿof 29.91 per cent.

Interest income of the bank rose by 12.09 per cent at Rs 9660.67 crore for the quarter ended March 31, 2026 as against Rs 8619.00 crore in the corresponding period last year.

During the January-March quarter, total income rose marginally by 3.62 per cent to Rs 10,810.49 crore from Rs 10,432.56 crore in the year ago period.

Meanwhile, operating expenses increased by 3.38 per cent to Rs 8,714.37 crore from Rs 8,429.60 crore in the same period last year.

Operating profit surged 4.65 per cent to Rs 2,096.12 crore from Rs. 2,002.96 crore.

Provisions and Contingencies slipped by 40.28 per cent at Rs 504.34 crore from Rs 844.49 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 17.75 per cent at Rs 4,001.84 crore versus Rs 3,398.56 crore in the year ago period. Non-interest income dipped 36.60 per cent year-on-year to Rs 1,149.82 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.67 per cent of the gross advances as at the end of March 31, 2026 from a level of 3.18 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.49 per cent of net advances on March 31, 2026 from 0.55 per cent a year ago.