BSE Prices delayed by 5 minutes ! Prices as on   Aug 29, 2025   ABB India 4996.2 [ -0.10% ]ACC 1801.25 [ 0.06% ]Ambuja Cements 562.6 [ 0.09% ]Asian Paints Ltd. 2517.4 [ 1.05% ]Axis Bank Ltd. 1045.55 [ -0.65% ]Bajaj Auto 8630.6 [ -0.71% ]Bank of Baroda 232.8 [ -0.17% ]Bharti Airtel 1889.15 [ 0.42% ]Bharat Heavy Ele 207.95 [ -0.22% ]Bharat Petroleum 308.2 [ -0.88% ]Britannia Ind. 5826.35 [ 1.88% ]Cipla 1589.65 [ 0.70% ]Coal India 374.45 [ 0.04% ]Colgate Palm. 2333.9 [ 3.19% ]Dabur India 520.95 [ 1.40% ]DLF Ltd. 739.15 [ -1.33% ]Dr. Reddy's Labs 1263 [ 0.17% ]GAIL (India) 173.1 [ 1.08% ]Grasim Inds. 2772.4 [ -0.42% ]HCL Technologies 1455.45 [ 0.39% ]HDFC Bank 951.45 [ -0.68% ]Hero MotoCorp 5087.3 [ -0.07% ]Hindustan Unilever L 2660 [ 0.29% ]Hindalco Indus. 703.65 [ 0.29% ]ICICI Bank 1398 [ -0.06% ]Indian Hotels Co 758.5 [ -0.94% ]IndusInd Bank 739.9 [ -0.92% ]Infosys L 1469.45 [ -2.04% ]ITC Ltd. 409.75 [ 2.26% ]Jindal Steel 945.6 [ -1.89% ]Kotak Mahindra Bank 1960.35 [ 0.73% ]L&T 3599.85 [ 1.12% ]Lupin Ltd. 1893.1 [ -0.49% ]Mahi. & Mahi 3198.15 [ -2.96% ]Maruti Suzuki India 14789.95 [ 0.20% ]MTNL 43.7 [ -0.43% ]Nestle India 1155.6 [ -0.58% ]NIIT Ltd. 107.4 [ -0.79% ]NMDC Ltd. 68.79 [ 0.03% ]NTPC 327.55 [ -1.03% ]ONGC 233.8 [ 0.15% ]Punj. NationlBak 100.9 [ -0.54% ]Power Grid Corpo 275.35 [ 0.31% ]Reliance Inds. 1357.05 [ -2.21% ]SBI 802.35 [ 0.04% ]Vedanta 420.35 [ -0.92% ]Shipping Corpn. 211.55 [ -0.91% ]Sun Pharma. 1594.05 [ 0.49% ]Tata Chemicals 921.3 [ 0.39% ]Tata Consumer Produc 1064.85 [ 0.26% ]Tata Motors 668.8 [ -0.98% ]Tata Steel 154.45 [ 0.59% ]Tata Power Co. 374.1 [ 0.82% ]Tata Consultancy 3084.4 [ -0.40% ]Tech Mahindra 1481.3 [ -0.92% ]UltraTech Cement 12637.25 [ 0.90% ]United Spirits 1310.5 [ 2.32% ]Wipro 249.25 [ -0.50% ]Zee Entertainment En 116.1 [ -1.78% ]
BSE

MARKETS

Company Info

RATIO ANALYSIS

Fino Payments Bank Ltd.

You can view the ratio analysis for the last 5 years.
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BSE

Aug 29
280.45 +9.30 (+ 3.43%)
Volume 14941
Prev. Close 271.15
Open Price 272.65
Today's Low / High
267.35
     
285.00
Bid Price(Qty.) 0.00 (0)
Open Pr.(Qty.) 0.00 (0)
52 Wk Low / High
180.50
     
466.40

NSE

Aug 29
280.95 +9.50 (+ 3.50%)
Volume 381530
Prev. Close 271.45
Open Price 271.50
Today's Low / High
267.50
     
286.00
Bid Price(Qty.) 0.00 (0)
Open Pr.(Qty.) 0.00 (0)
52 Wk Low / High
200.00
     
467.00
ISIN No INE02NC01014 Market Cap. ( in Cr. ) 2338.02 P/BV 3.38 Book Value ( ) 83.06
BSE Code 543386 52 Week High/Low ( ) 467/200 FV/ML 10/1 P/E(X) 25.27
NSE Code FINOPBEQ Book Closure EPS ( ) 11.12 Div Yield (%) 0.00
ParticularsMar 25Mar 24Mar 23Mar 22Mar 21
Months1212121212
Source Of Info (AR = Annual Report, PR = Press Release)ARARARARAR
Face Value10.0010.0010.0010.0010.00
      
PER SHARE RATIOS     
      
Basic EPS (Rs.)11.1210.367.825.344.59
Diluted EPS (Rs.)11.0810.367.825.344.59
Cash EPS (Rs.)18.5916.7812.859.4016.61
Book Value[Excl.RevalReserv]/Share (Rs.)89.7577.2966.4057.6633.77
Book Value[Incl.RevalReserv]/Share (Rs.)89.7577.2966.4057.6633.77
Operating Revenue / Share (Rs.)23.4618.0311.404.284.54
Net Profit / Share (Rs.)11.1210.367.825.144.59
      
PER EMPLOYEE RATIOS     
      
Interest Income / Employee (Rs.)705057.42559455.63330770.22123152.090.00
Net Profit / Employee (Rs.)334180.93321491.42226942.12147738.680.00
Business / Employee (Rs.)7004711.815266998.143198269.871731531.280.00
      
PER BRANCH RATIOS     
      
Interest Income / Branch (Rs.)25354597.4019486493.5112320116.888482833.330.00
Net Profit / Branches (Rs.)12017493.5111197922.088452857.1410176380.950.00
Business / Branches (Rs.)251896714.29183455701.30119125168.83119269523.810.00
      
KEY PERFORMANCE RATIOS     
      
Net Profit Margin (%)47.3957.4668.61119.96101.08
Operating Profit Margin (%)5.296.165.504.302.61
Return On Assets (%)2.202.522.632.542.02
Return On Equity / Networth (%)12.3813.4011.778.9013.59
Net Interest Margin (X)2.252.081.921.201.06
Cost To Income (%)93.7993.7994.4995.6996.86
Interest Income / Total Assets (%)4.644.383.842.122.00
Non-Interest Income / Total Assets (%)39.2738.8546.0257.9376.29
Operating Profit / Total Assets (%)-37.07-36.32-43.38-55.38-74.26
Operating Expenses / Total Assets (%)38.9438.3945.3056.5974.92
Interest Expenses / Total Assets (%)2.392.301.920.910.94
      
VALUATION RATIOS     
      
Enterprise Value (Rs.Cr.)4494.664148.162826.762611.840.00
EV Per Net Sales (X)23.0227.6529.8073.310.00
Price To Book Value (X)2.543.643.074.350.00
Price To Sales (X)9.7215.6017.8758.540.00
Retention Ratios (%)100.00100.00100.00100.00100.00
Earnings Yield (X)0.040.030.030.020.00
ParticularsMar 25
Months12
Source Of Info (AR = Annual Report, PR = Press Release)AR
Face Value10.00
  
PER SHARE RATIOS 
Basic EPS (Rs.)11.12
Diluted EPS (Rs.)11.08
Cash EPS (Rs.)18.59
Book Value[Excl.RevalReserv]/Share (Rs.)89.75
Book Value[Incl.RevalReserv]/Share (Rs.)89.75
Operating Revenue / Share (Rs.)23.46
Net Profit / Share (Rs.)11.12
PER EMPLOYEE RATIOS 
Interest Income / Employee (Rs.)705057.42
Net Profit / Employee (Rs.)334180.93
Business / Employee (Rs.)7004711.81
PER BRANCH RATIOS 
Interest Income / Branch (Rs.)25354597.40
Net Profit / Branches (Rs.)12017493.51
Business / Branches (Rs.)251896714.29
KEY PERFORMANCE RATIOS 
Net Profit Margin (%)47.39
Operating Profit Margin (%)5.29
Return On Assets (%)2.20
Return On Equity / Networth (%)12.38
Net Interest Margin (X)2.25
Cost To Income (%)93.79
Interest Income / Total Assets (%)4.64
Non-Interest Income / Total Assets (%)39.27
Operating Profit / Total Assets (%)-37.07
Operating Expenses / Total Assets (%)38.94
Interest Expenses / Total Assets (%)2.39
VALUATION RATIOS 
Enterprise Value (Rs.Cr.)4494.66
EV Per Net Sales (X)23.02
Price To Book Value (X)2.54
Price To Sales (X)9.72
Retention Ratios (%)100.00
Earnings Yield (X)0.04